Financial Guidance for
Confident Decision Making

Fee-only financial planning & investment management for business owners, high-income women, and dual-career couples locally in Richmond & Williamsburg, VA and virtually nationwide.


They are visionaries. Their businesses are growing. Their income is growing. Their families are busy. And they want to make the right decisions as they grow. However not everyone has the time or expertise to maximize growing their wealth. That’s where we come in.

We believe everyone deserves fiduciary financial guidance so they can live their best life. 



Spark Financial Advisors Offers Personal Financing and Fee-Only financial planning in Richmond Virginia

Retirement Planning

Will you be able to live your dream life when you retire? A tax-savvy financial plan and the investment strategy to back it up will give you the peace of mind you want so you can retire with ease. 

Spark Financial Advisors Offers Personal Financing and Fee-Only financial planning in Richmond Virginia

Grow Your Wealth

As your income grows, maximizing your money becomes more complex. We’ll free up your time and help you create financial independence, allowing you to enjoy building wealth. 


Spark Financial Advisors offers 401(k) plans for business owners and Fee-Only financial planning in Richmond Virginia

Business Owners & 401(k) Plans

Running a profitable business takes time. Outsource your personal financial management so you can build wealth and live the life you want. 


Lauren Zangardi Haynes is a CIMA®, CFP® providing Fee-Only Financial Planning in Richmond & Williamsburg Virginia


Getting you to your dreams.

Worried you’re paying too much in taxes? Maximizing your investments? Overwhelmed with the responsibility of retirement planning? Are you looking for a fresh and inviting approach to financial planning?

At Spark Financial Advisors our clients have had success in their career and a very busy life. However, they’ve come to a place where increased income and responsibility requires expert financial guidance.

That’s where Spark Financial Advisors can help. Our team has more than 40 years of experience combined, and we’re here to help you feel confident about your money.


Your roadmap to financial freedom:



We start with life planning and getting clear on a vision for your future.


We then put your plan into action.


We provide ongoing help to support your evolving life.

Everyone deserves fiduciary financial guidance to live their best life.

We help you make financial decisions with confidence.

As Seen In:

Spark Financial Advisors in Investopedia
Spark Financial Advisors in Words on Wealth
Spark Financial Advisors in MarketWatch
Spark Financial Advisors in Richmond Family Magazine
Spark Financial Advisors in Girlboss
Spark Financial Advisors in The New York Times
Spark Financial Advisors in Bustle
Spark Financial Advisors in Investor's Business Daily
Spark Financial Advisors in The Wall Street Journal
Spark Financial Advisors in Forbes
Spark Financial Advisors in
Spark Financial Advisors in USA Today
Spark Financial Advisors in Student Loan Hero
Spark Financial Advisors in Bankrate
Spark Financial Advisors in Fairy GodBoss
Spark Financial Advisors in U.S. News & World Report
Maximize your money


5 Ways High-Income Earners Build Wealth & Save on Taxes


What's Inside: 
✓ The better way to donate money
✓ When maxing your 401(k) isn’t enough
✓ The major mistake made with restricted stock units
✓ The triple tax advantage few leverage properly

✓ What to do if you make too much to fund a Roth IRA

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