Spark Financial Advisors Articles
The Backdoor Roth IRA: What High Income Earners Need To Know
What is a backdoor Roth IRA and who can benefit from one? If you earn too much money, you are not eligible to make a full Roth IRA contribution directly to a Roth IRA (over. However, there is a way around this. Some crafty accountants and financial advisors designed...
Help! My 401k failed testing and I’m getting money back
Did your 401(k) contribution get returned to you? Don’t let it simply sit in a savings account. Learn why it happened and what you actions you need to take now to stay on track financially as a high -income earner.
Boost Your Business Value: Know Your Numbers
Local businesses are on the frontline of the Coronavirus-induced sales slump. While this time may hurt our bottom line in the near future, we can use this slow period to build long-term value in your business. Here are some ways you can boost the value and efficiency...
4 Common Exit Planning Mistakes Business Owners Make
Is your business really worth what you think it’s worth? Could you sell your business for what you want to sell it for? Many business owners plan on selling their business to help finance their retirement, or perhaps to harvest a reward for the blood, sweat, and tears...
What you need to know about the SECURE Act
The end of the year is always a good time to check in on your financial and estate plans, but Congress has given you an extra incentive to do so this year. Congress recently passed the SECURE Act, who’s proponents are hailing it as one of the biggest changes to our...
Year-end Planning for Business Owners (Video)
What should you do with excess cash in your business? At year-end many business owners want to reduce their projected tax burden by investing in their business. Wait! Before you press "buy now" and purchase more equipment or office supplies we created this video...
Why business owners need to think differently about their money
Would you describe yourself as a “risky person?” Most people would probably answer that question with a “no.” Yet, as an entrepreneur you have taken on more risk than most others. This is because you have considered the risks and potential returns of entrepreneurship...
5 Challenges Successful Business Owners Face
You’ve done what seems impossible to others. You started a business, built it up, and now things are clicking along. There are still challenges (that’s what keeps it interesting) but you know you need to focus some of your energy on your personal financial picture....
Women in Leadership: Leading Authentically
Let’s be honest, you’re really good at your job. You wouldn’t have gotten to where you are if you weren’t. That doesn’t mean it’s been easy. You’ve likely dealt with conflicting expectations more often than your co-workers, handled competing demands at work and at...
What To Do With A Concentrated Stock Position
Photo by rawpixel.com from Pexels Back in 2007 I worked for a large bank. One of my co-workers was a long-time bank employee - he had been through many mergers and he really believed in the capabilities and future success of the bank. One day he told me...
Lauren Zangardi Haynes, CIMA®, CFP®
Spark Financial Advisors
Fee-Only Financial Advisory in
Richmond, VA & Williamsburg, VA
2920 W. Broad St. F12, Richmond, VA 23230
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