Spark Financial Advisors Articles
5 Reasons Doctors Need To Look Beyond Group Disability Insurance
You finally finish residency or your fellowship and you sign on with a great medical group or large hospital. Or perhaps you're mid-career, changing jobs, and wondering if you really need that private disability insurance policy still. As part of your benefits package...
The Problem with Permanent Life Insurance for Early-Mid Career High Earners
Are you being pitched a permanent life insurance policy? Perhaps your insurance agent is encouraging you to buy a small disability policy and combine it with a whole or universal life insurance policy. I know that no one really likes talking about life...
What’s it like to work with a financial planner?
Never worked with a fiduciary Fee-Only financial planner before? That's not unusual, there frankly aren't that many of us. We work with many clients who have never worked with a financial planner and aren’t sure what to expect. Here's a high level overview of what...
5 Estate Planning Tips For Unmarried Partners
Are you in a committed relationship but not married? You have some unique planning considerations when it comes to retirement and estate planning. Let’s go through 5 “must-haves” to protect your partner. (This is not legal advice.) 1. Retirement Account...
A Simple Yet Savvy Way To Create A Charitable Legacy
Do you want to leave the world a better place? There are many great ways to leave a lasting impact on our world. These range from daily decisions we make to live more sustainably, to more complicated decisions around how we want to structure our charitable...
7 Tips for Dominating Your 401k Plan
Lauren sits down with Greg Phelps at the Wealth Summit. In this session, she goes deep into 401k land -- covering everything you need to know about: Maxing out your savings (and how to get there) Keeping more of your money (hint: it has to do...
Do I Qualify for Public Student Loan Forgiveness?
*This post originally appeared on Words on Wealth, a personal finance and lifestyle blog by Lauren Zangardi Hayes, CFP®, CIMA Student loans are the bane of many young professionals’ existence. I have worked with several physicians with...
Lauren Zangardi Haynes, CFP®, CIMA®, CEPA
Spark Financial Advisors
Fee-Only Financial Advisory in
Richmond, VA & Williamsburg, VA
406 W. Franklin St., Suite 204, Richmond VA 23220
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