Financial Planning for Business Owners
As your business grows, have confidence your financial plan is sustainable. Your business should bring profit, allow you to build wealth, and live the life you want.
How We Help Business Owners & Partners:
Building a nest egg outside of your business to protect family and personal finances.
Reducing your tax bills to keep more money for your future.
Protecting your business and family if something were to happen to you.
Freeing up more time so you can live life doing more of what’s important to you.
Figuring out which strategies are best for your business.
Planning an exit strategy and what life would look like post-sale.
Pricing & Packages
Freedom Builders
For Career-Minded Professionals
Upfront fee $1,000
starts at $4,000 annually
- Life Planning
- Student loan repayment
- Tax review and planning
- Investment analysis
- College planning
- Employee benefits analysis
- Retirement planning
- Insurance review
- Charitable planning
- Estate planning
- Big purchase planning
Legacy Builders
For Couples & Individuals Approaching Retirement
Upfront fee $1,000
starts at $5,000 annually
- Life Planning
- Tax review and planning
- Investment analysis
- College planning
- Coordination with tax & legal advisors
- Employee benefits analysis
- Retirement planning
- Social Security planning
- Insurance review
- Charitable planning
- Estate planning
- Big purchase planning
- Long-term care analysis
- Tax-efficient portfolio withdrawal analysis
- Pension claiming strategy
401(k) PLANS
For small business owners looking to build wealth outside their business
Annual fee: $Varies/depending upon complexity & size of plan
- Assistance designing, implementing and monitoring prudent 401k plans
- Assist 401k plan providers in meeting their fiduciary duty
- Identify low-cost, investments and service providers
- Offer a valuable employee benefit to retain top talent
- Plan participant education
- One-on-one advice for plan participants about their 401(k) plan assets
Pricing
We typically charge a flat annual fee between $4,000 and $42,000 based on assets under advisory (1% on the first $1 million and 0.75% up to $5 million, with additional adjustments down as assets grow) and complexity. Having a complex life is normal and why many of our clients reach out for expert advice. Some of the complexity items we consider include: entrepreneurship, stock compensation, high student loan balances, private assets, and complex estate planning, among others.
Surprise us with your beautifully complex life. Let’s have a conversation about how we can help you simplify and enjoy financial independence.
Everyone deserves financial guidance to live their best life.
We help you make financial decisions with confidence.
As Seen In:
Lauren Zangardi Haynes, CFP®, CIMA®, CEPA
Spark Financial Advisors
Fee-Only Financial Advisory in
Richmond, VA & Williamsburg, VA
413 Stuart Circle, Suite 220 Richmond, VA 23220
DISCLOSURE:
Spark Financial Advisors, LLC (“Spark Financial Advisors”) is a registered investment adviser offering advisory services in the State(s) of Virginia and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Spark Financial Advisors in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Spark Financial Advisors, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.
© Spark Financial Advisors
