Financial Guidance for
Confident Decision Making
Fee-only financial planning for business owners, entrepreneurs, individuals, and families in Richmond and Williamsburg, Virginia.
MANY OF THE PEOPLE WE WORK WITH
ARE THE DO-ERS OF THE WORLD.
They are visionaries. Their businesses are growing. Their income is growing. Their families are busy. And they want to make the right decisions as they grow. However not everyone has the time or expertise to maximize growing their wealth.
We believe everyone deserves financial guidance so they can live their best life.
HOW WE HELP:
Retirement Planning
Will you be able to live your dream life when you retire? A sound financial strategy will give you the peace of mind you want so you can retire with ease.
Financial Planning
As your income grows, maximizing your money becomes more complex. We’ll free up your time and help you create financial independence, allowing you to enjoy building wealth.
Business Owner Financial Planning
As your business grows, have confidence your financial plan is sustainable. Your business should bring profit, allow you to build wealth, and live the life you want.
401(k) Plans for Business Owners
Launching & running a 401(k) plan can be overwhelming. We simplify the process so you can support your employees’ well-being with a customized 401(k) plan and ongoing guidance.

WHY WORK WITH SPARK?
Getting you to your dreams.
Do you find yourself with a growing income and want to feel confident you are making decisions that are building and securing greater wealth?
Many of the people we work with at Spark Advisors have had success with money and find themselves with a growing career or business, and busy life. However they’ve come to a place where increased income and responsibility requires expert financial guidance.
I’m Lauren Zangardi Hayes, CIMA®, CFP®, and I believe everyone deserves financial guidance that will help them live their best life. For over a decade Spark has been helping families and business owners plan confidently for their future. We understand how important it is for you to make the right financial decisions with certainty.
Your roadmap to financial freedom:
ENVISION
We start with life planning and getting clear on a vision for your future.
IMPLEMENT
We then put your plan into action.
SUPPORT
We provide ongoing help to support your evolving life.