Time is Money
Let’s the make the most out of both.
Services
Spark Financial Advisors is a fiduciary and fee-only financial planning firm located in Richmond and Williamsburg, VA. Lauren is a CIMA®, CFP® who offers:
Life Planning
Investment Management
Risk Analysis
Adjusting for Life Changes
Charitable & Legacy Planning
Financial Accountability
Employee Benefits Analysis
Planning for Big Life Goals
Saving for College
Minimizing Taxes
Services
Spark Financial Advisors is a fiduciary and fee-only financial planning firm located in Richmond and Williamsburg, VA. Lauren is a CIMA®, CFP® who offers:
Life Planning
Investment Management
Risk Analysis
Adjusting for Life Changes
Charitable & Legacy Planning
Financial Accountability
Employee Benefits Analysis
Planning for Big Life Goals
Saving for College
Minimizing Taxes
Services
Spark Financial Advisors is a fiduciary and fee-only financial planning firm located in Richmond and Williamsburg, VA. Lauren is a CIMA®, CFP® who offers:
Life Planning
Investment Management
Risk Analysis
Adjusting for Life Changes
Charitable & Legacy Planning
Financial Accountability
Employee Benefits Analysis
Planning for Big Life Goals
Saving for College
Minimizing Taxes
Pricing & Packages
All of our individual engagements start with a one-time comprehensive plan. Payment plans are available for the initial planning fee.
Freedom Builders
For Career-Minded Professionals
Initial plan $1,598
+ 0.5% annual investment advisory fee
*Minimum annual fee of $3,000
- Life Planning
- Student loan repayment
- Tax review and planning
- Investment analysis
- College planning
- Employee benefits analysis
- Retirement planning
- Insurance review
- Charitable planning
- Estate planning
- Big purchase planning
Legacy Builders
For Couples & Individuals Approaching Retirement
Initial plan $1,598
+0.5% annual investment advisory fee
*Minimum annual fee of $5,000
- Life Planning
- Tax review and planning
- Investment analysis
- College planning
- Coordination with tax & legal advisors
- Employee benefits analysis
- Retirement planning
- Social Security planning
- Insurance review
- Charitable planning
- Estate planning
- Big purchase planning
- Long-term care analysis
- Tax-efficient portfolio withdrawal analysis
- Pension claiming strategy
401K Plans
For small business owners looking to offer valuable employee benefits
Annual fee: $Varies/depending on complexity & size of plan
- Assistance designing, implementing and monitoring prudent 401k plans
- Assist 401k plan providers in meeting their fiduciary duty
- Identify low-cost, investments and service providers
- Offer a valuable employee benefit to retain top talent
- Plan participant education
- One-on-one advice for plan participants about their 401(k) plan assets
Pricing & Packages
All of our individual engagements start with a one-time comprehensive plan. Payment plans are available for the initial planning fee.
Freedom Builder
For Career-Minded Professionals
Initial plan $1,598
Life planning
Cash flow prioritization
Tax review and planning
Investment analysis
Student Loan analysis
College planning
Employee benefit analysis
Retirement planning
Insurance review
Charitable planning
Estate planning
Big purchase planning
Legacy Builders
For Couples & Individuals Approaching Retirement
Initial $1,598
Life planning
Retirement Planning & Coaching
Investment analysis
Tax review and planning
Coordination with tax & legal advisors
Charitable planning
Estate planning
Insurance review
Long-term care analysis
Tax-efficient portfolio withdrawal analysis
Pension claiming strategy
Social Security planning
401K Plans
For small businesses owners looking to offer valuable employee benefits
Annual fee: $Varies/ based on complexity & size
Assistance designing, implementing and monitoring prudent 401k plans
Assist 401k plan providers in meeting their fiduciary duty
Identify low-cost, investments and service providers
Offer a valuable employee benefit to retain top talent
Plan participant education
One-on-one advice for plan participants about their 401(k) plan assets
F.A.Q.
How can I trust your recommendations?
What does "fiduciary" mean?
Other firms require account minimums. Who will you work with?
Can you give me advice on my student loans?
What’s it like to work with you?
Can you help me invest in a socially responsible manner?
What if I just want a one-time financial plan?
Wise Words
Lauren Zangardi Haynes is a CIMA®, CFP® Financial Advisor in Richmond, VA and Williamsburg, VA. As a speaker and longtime financial writer, she is quoted in many prominent financial and news outlets
As a public speaker on financial planning, investing and preparing for retirement, Lauren is available to speak to your group.
Wise Words
Lauren Zangardi Haynes is a CIMA®, CFP® Financial Advisor in Richmond, VA and Williamsburg, VA. As a speaker and longtime financial writer, she is quoted in many prominent financial and news outlets
As a public speaker on financial planning, investing and preparing for retirement, Lauren is available to speak to your group.
As Seen In:
Lauren Zangardi Haynes, CIMA®, CFP®
Spark Financial Advisors
2920 W. Broad St. F12, Richmond, VA 23230
Email Lauren • (804) 451-1210
DISCLOSURE: Spark Financial Advisors is a registered investment advisor offering advisory services in the state of Virginia and in other jurisdictions where exempted. We are honored to serve our clients as Fee-Only fiduciaries.
© Spark Financial Advisors
Lauren Zangardi Haynes, CIMA®, CFP®
Spark Financial Advisors
2920 W. Broad St. F12, Richmond, VA 23230
(804) 451-1210
DISCLOSURE: Spark Financial Advisors is a registered investment advisor offering advisory services in the state of Virginia and in other jurisdictions where exempted. We are honored to serve our clients as Fee-Only fiduciaries.
© Spark Financial Advisors
