Are you being pitched a permanent life insurance policy? Perhaps your insurance agent is encouraging you to buy a small disability policy and combine it with a whole or universal life insurance policy. I know that no one really likes talking about life insurance. (Except your insurance agent)

The truth is, if you have a family you may need some life insurance but you need to be careful in selecting the right kind of life insurance for your needs. In this video I go over some of the reasons why I’m not a fan of permanent life (whole, variable, universal, etc. etc.) policies for many high-income earners.

Give it a quick watch and let me know what you think in the comments below!

Questions for Lauren?

Financial planner and advisor, Lauren Zangardi Haynes, CIMA®, CFP®, works with business owners and leaders in Richmond and Williamsburg, VA. She also works virtually with clients nationwide. As a fiduciary, she offers comprehensive Fee-Only financial planning and investment advisory services so you can live your dreams with confidence.


Lauren Zangardi Haynes

Fiduciary, Fee-Only CIMA®, CFP®, Spark Financial Advisors

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