Are you being pitched a permanent life insurance policy? Perhaps your insurance agent is encouraging you to buy a small disability policy and combine it with a whole or universal life insurance policy. I know that no one really likes talking about life insurance. (Except your insurance agent)

The truth is, if you have a family you may need some life insurance but you need to be careful in selecting the right kind of life insurance for your needs. In this video I go over some of the reasons why I’m not a fan of permanent life (whole, variable, universal, etc. etc.) policies for many high-income earners.

Give it a quick watch and let me know what you think in the comments below!

Questions for Lauren?

Financial planner and advisor, Lauren Zangardi Hayes, CIMA®, CFP®, works with families and couples in Williamsburg and Richmond, VA. She offers comprehensive financial planning services so you can live your dreams.

 

Lauren Zangardi Hayes

Professional CIMA®, CFP® , Spark Financial Advisors

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